The problem
Payment integrations that pass every sandbox test can still fail in production. Here's what test environments miss.
Every bank has its own consent UI. Minor differences in button labels, timeouts, and redirects break integrations that pass every sandbox test.
SMS codes, authenticator apps, and in-app biometrics are impossible to simulate. Your integration may fail at the authentication step in a real session.
Transfer limits, strong customer authentication thresholds, and currency rules vary by bank and country — and only surface with real accounts.
How it works
01
Specify the target country, bank, and payment method. Add step-by-step instructions for the exact flow you need validated.
02
Our team assigns a verified tester with a live account at your target bank — in the right country, with the right payment capabilities.
03
Get structured screenshots, video recordings, and a pass/fail report for every scenario — ready for your team and compliance docs.
100%
Real bank accounts
No sandboxes. Every test runs against a live account at your exact target bank — consent flows, 2FA, and all.
48h
Average turnaround
From test case submission to structured evidence report — typically within two business days.
Coverage
7
European markets
Lithuania, Latvia, Germany, Estonia, Netherlands, Spain, and Finland — with more on the way.
8
Payment methods
Open Banking, card schemes, Apple Pay, Google Pay, SEPA, iDEAL, and more.
50+
Verified testers
Real accounts at real banks — each tester verified for the country and bank they cover.
Why FinTest
Every test produces a pass/fail report with screenshots and video recordings — ready for your team and compliance docs.
Each tester is matched to your exact target bank — live account, right country, right payment method. No simulation.
End-to-end flow validation and compliance-ready reports — typically within two business days of test submission.